Emigrant Mortgage Company
Emigrant Mortgage Company is a wholly owned subsidiary of Emigrant Bank, which has been serving the credit and banking needs of the New York community for more than 160 years. Emigrant Bank is the oldest privately owned bank in New York City and is one of the largest privately owned banks in the U.S. Emigrant is know for providing niche residential and commercial real estate financing for U.S citizens and foreign nationals. Mr. Ruffin’s primary role at Emigrant Mortgage Company is to originate SBA, multifamily, mixed use, office, retail, warehouse, underlying co-op, and SRO loans. Mr. Ruffin also originates 1 to 4 family, condo, and co-op residential loans. Emigrant’s lending territory includes New York, New Jersey, Connecticut, Pennsylvania, Massachusetts and Florida. Mr. Ruffin has over 15 years of experience originating commercial and residential loans. Before joining Emigrant Mortgage Company Mr. Ruffin was the Managing Director of Davenport Capital Markets. Mr. Ruffin’s role at Davenport Capital Markets focused on originating permanent, bridge and mezzanine commercial loans for various property types. Previous to Davenport Capital Markets Mr. Ruffin was a Client Manager in the Commercial Term Lending division of J.P Morgan Chase. While at J.P Morgan Chase Mr. Ruffin focused on originating multifamily and mixed use commercial loans. Mr. Ruffin holds a JD/MBA and a NY Real Estate Broker’s License.